Income protection insurance provides a replacement income if you suffer an illness or injury that prevents you from working. This insurance will assist you in meeting your living expenses and financial commitments until you are able to return to work.
Trauma insurance, also known as crisis insurance, provides a lump sum payment if you are diagnosed with a major medical trauma (for example heart attack, stroke or cancer). This lump sum payment can provide you with peace of mind while you recover and assist with the payment of liabilities or assist with living or medical expenses.
Life insurance provides a lump sum payment for your family in the event of your death to allow them to pay liabilities or assist with living expenses. Life insurance can also be used to assist with business commitments.
Total and Permanent Disability Cover provides a lump sum payment if you suffer an illness or injury which results in you being permanently unable to work. This payment can be used to make changes to your lifestyle, pay liabilities or provide funds for ongoing living expenses.